On July 22, 1999, the Governor of Michigan signed Public Act 123 of 1999, which shortens the time property owners have to pay their delinquent taxes before losing their property under the process called tax reversion. Property owners with taxes that are 2 years delinquent will go through a foreclosure process and the property will be sold at public auction.
YES. Property owners who have 2 years delinquent taxes could lose their property.
A delinquent tax is a tax that has been forwarded to the county treasurer for Collection on March 1 of the year after it was billed. For example, taxes that are billed by your township treasurer in 2024 will be forwarded as delinquent to the county treasurer on March 1, 2025.
The county treasurer adds a 4% administration fee and interest of 1% per month. After one year, the property is forfeited to the county treasurer. For example, the 2023 taxes that remain unpaid as of March 1, 2025 will be in forfeiture.
After a property has been in forfeiture for one year, it enters the foreclosure process. Properties with 2022 delinquent taxes will be foreclosed on April 1, 2025.
Foreclosure is final. You cannot get your property back after it has been foreclosed and it will be sold at public auction.
Even if you can’t pay your taxes all at once, you can still make partial payments. The entire amount must be paid prior to foreclosure. Make your check payable to the Oscoda County Treasurer. To ensure your payment is applied to your parcel, write your parcel number on your check or money order. The mailing address is PO Box 399, Mio, MI. 48647. If you can’t pay all of your taxes before foreclosure, contact the Dept. of Human Services at 989-826-4000 for possible financial assistance.
YES. A total of five notifications may be made. Two will be by first class mail, two by certified mail and one by personal site visit to the property in forfeiture. In addition to these notifications, names and parcel numbers are published in the local newspaper.
